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Germania Mutual Insurance was incorporated in February of 1878, with the first policy being written in March of 1878. Back in the 1800's insurance was difficult, if not impossible for farmers to purchase. As a result, local farmers got together to form a company that would meet their insurance needs. In those days, each member would sign a "premium note" which showed how much insurance you had and was also the way the company would collect money for the claims it paid out. If there were a claim, each member would be assessed so much money to pay for that claim. The premiums of the many paid for the losses of the few. Later on, some premium was collected ahead of time. If the amount they collected was too much, at the end of the year it would be returned to you. If it was a bad year for claims, the company might need to come back and collect more funds. All members participated in the results for the year. Contact us for more information about joining.
Our mission is to offer you a fair price, quality product and above all, exceptional service.
At Secure Insurance Solutions, we believe that quality insurance products should work to protect you and your family. We hope that you never need to make a claim, but if you do, we're ready to help at one of our 13 local offices. Whether you need personal or commercial insurance, our team includes a large staff of experienced, professional, hometown brokers that will make sure that you understand your insurance options in Markdale. Give us a call today to learn more about our services and to get a quote.
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