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We have experience on our staff with a wide range of commercial and not-for-profit organizations. This experience particularly helps us design insurance protection for young, growing businesses in IT, advertising and public relations, churches, community service entities, small and medium size apartment building owners, and more. Part of our service is loss control advice.

Keeping you covered for more than 30 years... experience the difference.

Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.

In 1983, Brien Smith and John Murtaugh joined forces in Toronto to form Murtaugh and Smith Insurance Inc., offering personal home, auto and commercial insurance. As the business grew, the partnership also expanded to include David Des Roches. In 2000, we entered into an arrangement with Intact Insurance to transform our business to an Integrated Financial Services (IFS) provider. In addition to our insurance portfolio, we can now offer clients access to a greater number of products and services, such as mutual funds,* life and disability insurance, employee benefit programs and retirement planning. We have a clear vision of our role in today's ever-changing financial services landscape and continue to focus on streamlining our operation to enhance our customer service. With a staff of fourteen and strong IT systems, we continue our migration to a paperless office. Through our relationship with Intact Insurance, we can help our customers achieve their goals. Whether it's insurance or financial management, we have the experience and expertise to customize a program to suit your lifestyle. To see what we offer, check out our web site, or contact us.