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Time & Money Planners is a firm that provides tax-advantaged innovative solutions to help clients create, preserve, and transfer wealth efficiently to achieve their financial goals.

About Rick Altig Jr & Ilija Orlovic Ilija Orlovic "I knew from day one that this opportunity was exactly what I was looking for, and that I could be a success in this business," says Ilija Orlovic, SGA Partner in the Altig-Orlovic Agency. Formerly a retail manager, Ilija has had tremendous success since joining American Income Life in May 1996. After only seven months with AIL, he was appointed Master General Agent in January 1997. Two years later, Ilija was promoted to Regional General Agent. Rick Altig Rick Altig, State General Agent, joined American Income Life Insurance Company when he was only 21 years old. He had graduated from Oregon State University with a degree in political science and needed to earn money before attending law school. His dad's agency represented American Income Life, and he suggested Rick join the team. Recalls Rick, "I started as an Agent and became a General Agent while becoming one of the top Public Relations people in AIL.