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The Canadian Government over the years has made available tax relief to people with disabilities in the form of non-refundable tax credits. While hundred of thousands of people are already taking advantage of this provision, millions are still unaware of this benefit or are not claiming the full benefits because of the complexities involved in the process. At Care Benefit Services (CBS), we have made the process extremely simple for the applicants. We have dedicated a team of experts just to make sure that you get all the benefits you missed in last many years and that you get every penny you are eligible for in the future.

KRGinsure is an integral part of a group of Canadian brokers located throughout Ontario. Each of our branches has a very rich history dating back as far as 1906! KRGinsure branches are very much a part of their community and will stay committed in supporting their communities in the future. KRGinsure can offer that small town vibe with the support of a corporate entity. We partner with leading Canadian insurers and will continue to build relationships with Canadian insurers to offer a more diverse product offering to our customers seamlessly through all of our offices. We can offer a high-quality product and superior customer service at the right price. We are the broker next door. Contact us today.

About Joshua Chalom Joshua Chalom It's a long way from the Dominican Republic to Canada, but Josh Chalom, State General Agent in Ontario, made the transition with ease. Josh owned and operated swimwear boutiques in the Dominican Republic before joining American Income Life Insurance Company. His cousin was a successful SGA for American Income Life in Los Angeles and convinced Josh to make the change to AIL. Since joining American Income Life, Josh successfully set up and ran offices in Los Angeles, San Diego, and Las Vegas prior to coming to Ontario, where he became the second person licensed with AIL in eastern Canada. Josh is excited about the impact American Income Life products can have. "The ability to help people put a roof over their heads, put food on the table, and provide an education for their children has tremendous social impact," says Josh, "especially when the main breadwinner is taken out of the picture.