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LCU Insurance serves the community of Ladysmith by providing General Insurance products such as: Home Insurance; ICBC; Private Auto Insurance; Business Insurance; Marine Insurance; Travel/Medical Insurance. LCU Insurance is also an ICBC Driver Services centre for BC driver license renewals, driver licenses for new BC residents, written learners exams, driver abstracts, fine payments and/or fine disputes.

The Co-operators Group Limited is a Canadian co-operative with more than $48 billion in assets under administration. Through its group of companies it offers home, auto, life, group, travel, commercial and farm insurance, as well as investment products. The organization protects over 629,000 lives, 800,000 homes, 1.3 million vehicles, 39,000 farms and 197,000 businesses. It insures 175, 000 employees through Group Benefits plans, offers a wide range of Wealth Management products and provides Credit Lfe insurance to 617,000 Canadians. The Co-operators is well known for its community involvement. As a co-operative insurer, the organization believes it has a responsibility to help build stronger, safer communities by actively supporting distraction-free driving, mental health, flood safety and sustainability. The Co-operators is listed among the Best Employers in Canada by Aon Hewitt and Corporate Knights' Best 50 Corporate Citizens in Canada.