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About 9 months ago I called these guys because I was in serous trouble. I lost my job and, jacked up almost all my credit cards to their limits. I had perfect credit before I lost my job, but having no income took a toll on my ability to pay off the bills, and it ruined my credit score . I didn't know what to expect. The process was all explained to me very clearly and I enrolled in one of their programs. They negotiated with the credit card companies and literally cut my owing balance in half. I am now back at work and ive paid off my remaining debts on their payment plan .Places like these are there to help those in need. I am.thankful to all these guys for helping me.
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So I had signed up for credit counselling (government OPD program) and was paying $1200 per month for 4 years. It seemed like a good idea at the time but I never really understood what it was costing me and assumed the program was the best solution for me. I can see how it may help someone with a very simple and basic problem.
Anyway, Randy from Parley was able to get my payments down to $240 per month for 5 years and I got to keep my house. Do the math, even after paying the credit counselling for 10 months, I still saved over $25000 to go with Randy. And his fee was almost half. And he is rebuilding my credit - best 3 grand I ever spent! I cant say enough about Parley and I am open to share my story with anyone who is willing to listen :)
It is not all rainbows and lolli pops but having someone on your side to help navigate sure does take alot of the stress away.
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