HMS Insurance & Financial Services Inc in Ailsa Craig, Ontario, is a full-service broker specialized in farm insurance. We can provide customized policies that fit your needs, from small farms to larger acreages or livestock operations.
In 1876 McGillivray Mutual Fire Insurance Company was formed by a group of farmers who wanted to purchase insurance at a more reasonable cost. In 1882 London Township Mutual Fire Insurance Company was formed under similar circumstances. These two Mutuals operated separately until 1998 when they amalgamated to form Middlesex Mutual Insurance Co. When you deal with Middlesex Mutual, you become part of an organization that has been meeting the general insurance needs of the community for more than 100 years. We have grown from only offering fire insurance to offering a full line of insurance products including Commercial, Automobile and Liability. We still operate in many of the same ways that we did back then...local, personal service, policyholder owned and operated.
Caradoc Delaware Mutual is a true mutual, which means that each policyholder actually owns a portion of the company. Each year at our Annual Meeting directors for our Board are elected from amongst the policyholders. The board is responsible for ensuring that the management of the company follows the guidelines and directions that they have laid out for the operation of the company. Since we are service rather than profit oriented, the board may decide to refund a portion of your insurance premium to you at the end of a financial year where we have exceptional results. Over $1 million has been refunded to our policyholders during the past eleven years. We support many community activities including sports, local fairs, H.O.M.M.E., Neighborhood Watch, and Citizens on Patr.
Welcome to Gaiser Kneale Insurance Brokers Inc.Gaiser Kneale Insurance Brokers has been in business for over 50 years. Our head office is located in Exeter , with satellite offices in Grand Bend and Clinton .To meet the needs of our clients we deal with many of the largest insurance companies in Canada. We offer our clients insurance services in the following areas; auto, home, business, travel, life, investments and group insurance.WHAT IS AN INSURANCE BROKER? The primary concern of an insurance broker is to their customers. They have the skill and experience in shopping around for the best combination of coverage, price and service from many different insurance companies. This is different from an insurance agent who represent a single insurer and can only sell that companys product.An insurance broker can offer outstanding service because they live and work in the community and can respond quickly to their clients needs. In the event of a loss they understand the confusion and stress that is felt and will guide you through the claims process.Gaiser Kneale Insurance is a member of the Insurance Brokers Association of Ontario: www.ibao.org and the Registered Insurance Brokers of Ontario: www.ribo.co
The Co-operators Group Limited is a Canadian co-operative with more than $48 billion in assets under administration. Through its group of companies it offers home, auto, life, group, travel, commercial and farm insurance, as well as investment products. The organization protects over 629,000 lives, 800,000 homes, 1.3 million vehicles, 39,000 farms and 197,000 businesses. It insures 175, 000 employees through Group Benefits plans, offers a wide range of Wealth Management products and provides Credit Lfe insurance to 617,000 Canadians.
The Co-operators is well known for its community involvement. As a co-operative insurer, the organization believes it has a responsibility to help build stronger, safer communities by actively supporting distraction-free driving, mental health, flood safety and sustainability.
The Co-operators is listed among the Best Employers in Canada by Aon Hewitt and Corporate Knights' Best 50 Corporate Citizens in Canada.