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Caradoc Delaware Mutual is a true mutual, which means that each policyholder actually owns a portion of the company. Each year at our Annual Meeting directors for our Board are elected from amongst the policyholders. The board is responsible for ensuring that the management of the company follows the guidelines and directions that they have laid out for the operation of the company. Since we are service rather than profit oriented, the board may decide to refund a portion of your insurance premium to you at the end of a financial year where we have exceptional results. Over $1 million has been refunded to our policyholders during the past eleven years. We support many community activities including sports, local fairs, H.O.M.M.E., Neighborhood Watch, and Citizens on Patr.
HERMAN’S HAS BEEN A FAMILY-OWNED BUSINESS FOR OVER 47 YEARS.
Herman’s is the leading provider of roofing supplies and accessories to contractors and lumberyards throughout Ontario and is expanding into Quebec and New York. We are also a proud vendor to Home Depot in over 82 stores across the market. Since the beginning, our priority has been to develop relationships with contractors and lumberyards first. We know the best way to grow our business is to help you grow yours.
Our company started in 1983 to supply contract furniture across Canada and operate a retail furniture store in London. In business for over 30 years, our family-owned company is excited to bring value, quality and price to our clients throughout North America and to serve you and your family for generations to come.Through our retail store located in London Ontario we offer a large quantity of North American made goods to ensure quality. We stock a full variety of furniture for every room as well as furniture for outdoor living.