Election time – and you don't have to go to the polls: CPT30Canada Revenue Agency (CRA ) (formerly known as Revenue Canada) has a form for everything. They even have forms that really don't do much other than tell the government you want to do something specific – which is called 'making an election'. For those of us of a certain generation, you probably thought when you turned 65 a few years ago that your employer would stop deducting CPP because you began collecting it. But the rules changed in 2012 and you can't just call and say 'Hey, CRA I am too old to keep paying into a system that barely gives me enough money to stay alive which is why I have to keep working'. They will tell you that you can't call them, you have to fill out a form: namely the CPT30 (not to be confused with C3P0). The CPT30 is a formal way of telling the government that you aren't going to continue to pay into their pension system. The form should be filed a month before your 65th birthday if you want the deductions to stop as soon as you come of age, or it can be filed any time thereafter until you turn 70.
With over 20 years of accounting expertise, we provide transparent, affordable, and comprehensive financial services tailored to small- and mid-sized businesses. Our team offers a low, fixed monthly rate with no hidden costs, delivering full-cycle accounting that includes tax preparation, financial statements, and day-to-day bookkeeping.
Our services encompass everything from payroll management to expert tax guidance and business financial advice. We support you in structuring your business, identifying tax credits, managing debts, budgeting for major investments, and protecting your assets. With us handling the numbers, you can focus on growing your business with confidence.
Let us be your trusted financial partner in navigating today’s complex business environment and making informed financial decisions. Together, we’ll ensure your finances are compliant, efficient, and optimized for growth.
Soraya, with a strong academic background, leads Pleiades Accounting, combining scientific analysis with business expertise to deliver innovative financial solutions. She empowers businesses through specialized services in bookkeeping, payroll, and tax preparation, offering tailored advice, meeting deadlines, and fostering strong client relationships.
Kanester Johal was established in 1992 & is now a dynamic team, large enough to offer amongst others, a full range of business & tax advisory services, yet small enough to keep personal relationships as our focus. At Kanester Johal, our team understands client demands in today's world & as such is focused on providing outstanding level of service. Our mission is to increase the economic well being & quality of life of all employees, partners, clients & others. We are a member of KS International, an association of independent accounting firms located around the world who provide clients with a range of accounting, consulting & taxation services. We are proud of our plural staff & thus can take care of clients from all backgrounds & languages. The team attends the most current professional development courses as well as reads other online materials using up-to-date tools to ensure that high quality & dependable services are rendered to you, our clients.
Kanester Johal was established in 1992 & is now a dynamic team, large enough to offer amongst others, a full range of business & tax advisory services, yet small enough to keep personal relationships as our focus. At Kanester Johal, our team understands client demands in today's world & as such is focused on providing outstanding level of service. Our mission is to increase the economic well being & quality of life of all employees, partners, clients & others. We are a member of KS International, an association of independent accounting firms located around the world who provide clients with a range of accounting, consulting & taxation services. We are proud of our plural staff & thus can take care of clients from all backgrounds & languages. The team attends the most current professional development courses as well as reads other online materials using up-to-date tools to ensure that high quality & dependable services are rendered to you, our clients.