OMEXThe Ontario Municipal Insurance Exchange (OMEX) is a not-for-profit reciprocal insurance exchange owned and governed by Ontario municipalities. Reciprocal Insurance Exchanges are contractually-based risk sharing arrangements. Reciprocals are not corporations, partnerships, or proprietorships, however, they are licenced insurance companies governed by the Insurance Act.When joining a reciprocal, the new subscriber must sign a Reciprocal Agreement which outlines the obligations assumed by all parties and the legal basis upon which the reciprocal operates. This is the governing document of the risk sharing arrangement.OMEX is devoted exclusively to providing Ontario municipalities with a complete insurance program at costs that reflect the cost of claims. Since OMEX specializes solely in municipal risks, major claims and disasters in other industries do not adversely affect the premiums of its members.OMEX was created in 1986 by a group of Toronto-area municipalities in an attempt to collectively take control of their insurance requirements and escalating insurance costs.
We bring international financial strength to each of our local markets through experienced, multilingual, local personnel. Utilizing their knowledge of the local business, political and regulatory environment and global capabilities, we stand ready to mee
Welcome to Transamerica.At Transamerica, we believe that everybody deserves to feel confident and secure in their tomorrow. That's why we offer smart financial tools and products to help make it easier to build a future you can count on. We're much more than an insurance or financial services company - we're your partner in tomorrow.
In response to the COVID-19 issue, we are temporarily closing our branches to walk-in traffic effective until further notice. Our service, claims and sales teams are available to support you, via phone and online.
Our firm represents numerous insurers and other corporate entities in Canada and also acts as counsel to other law firms. We act as trial counsel and appear at all levels of co urt in Canada, conduct examinations for discovery, pre-trial conferences, mediations, arbitrations, trials, and appeals.