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A better mortgage, in addition to the lowest rate, is one that fits your unique needs and works for you. We take the time to understand your financial situation and search the market for the best terms and rates for you. As fully independent mortgage brokers, we work directly, and only, for you. As brokers we can search a much larger variety of lenders than an individual is able to. Most importantly, there is usually no cost to our clients for our services. our fee is normally paid for by the lender. the rare exception is when extra work is required due to extreme credit challenges.

To provide a safe, stress-free environment for wildlife to recover. To contribute to the knowledge and understanding of wildlife by participating in research, and sharing information with wildlife and professional organizations, and the general public through meetings, lectures, displays, workshops, seminars, conferences, reports and publications.

MacIsaac & Co offer legal services in Courtenay, BC. They can handle your needs as legal counselors, defense lawyers, legal advisors and even more and have the expertises to assist you with your immigration questions.

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Get a Quotenrichmedia will help you succeed on the web.Imagine a web site that wows your clientele and gives you a sense of pride every time you see it. Imagine a web site that works hard for you even when you are sleeping or spending time pursuing other dreams. Imagine working with a green design company that creates dream web sites for socially and environmentally conscious businesses and strives in every way to give back to their community, just as you do.Now, imagine that this same green web design company has an impeccable design style, a sense of humour AND is intent on creating a web site that incorporates your company vision and aesthetic.That company is nrichmedia.At nrichmedia we have a small but talented team devoted to greening the web. We take the time to get to know you, your business, and your vision for your eco web site. We help you every step of the way from green web hosting , picking a domain name, coming up with your dream design, setting up your social media (Facebook, Twitter, LinkedIn, etc.) and everything else you need to know.We will guide you through what may feel like an overwhelming process; offering our professional and experienced advice

Specializing in residential renovations and additions, at Oasis Renovations, we offer custom services to customers in the Qualicum Beach area. From design to remodelling and interior decorating, we will make sure you get the expected results, whether you're planning to increase the functionality of your kitchen or adding a home theatre system to your family room. For a full list of our services and our clients' testimonials, please take a look at our website.

Dr. Denny Essig focuses on general dentistry, family dentistry and cosmetic restorations. Seeing patient's mouths and lives change for the better is a key motivator for Dr. Denny and his team of amazing Hygienists, Dental assistants and receptionists. Also a family man, Dr. Denny enjoys seeing families grow through the years and enjoys his time off with his family. A keen outdoorsman, he is often found out and about Vancouver Island exploring this beautiful part of the world whenever possible or at home working on the small hobby farm he has built with his family! We welcome you to our clinic and family at Oceanside Dental.

One Percent Realty Ltd. was established in the spring of 1999. Market research suggested that the public recognized the value of a middle man for showing properties and negotiating a sale, but that they viewed prevailing commission rates as too high. The initial introduction of the One Percent real estate brokerage concept to the public was through a Remax franchise office which initially approved, but then revoked it's approval shortly thereafter. As a result One Percent Realty Ltd. was incorporated. Real estate agents spend most of their time soliciting business. In fact, like it or not, most real estate agents feel that half of their job is done the night they list your home for sale. This is contrary to the seller's belief that when their property is listed that is when the Realtor job starts. By offering full service at a lower commission rate our salespeople spend less time looking for business and more time doing our job, which is selling your property. While we are really strong believers in the power of the MLS® system to effectively market homes to the buying public, we also believe it may not be worth what the industry often charges for it. For the most part, it requires the same amount of effort to sell a $100,000 property as it does a $600,000 property. They both get listed on the MLS system, shown to potential clients, advertised, contracts get negotiated on them both. There is very little difference, yet a common two tiered commission structure (eg. 7% on the 1st $100,000 and 3% on the balance) will cost the $600,000 home seller 3 times more commission than the $100,000 seller. It did not make any sense to us either. For our Full Service on MLS for homes under $600,000 we charge the same flat $6,900 of commission whether the home is $200,000 or $600,000. It is like we are charging all our clients a 7% commission calculated on just the 1st $100,000 with no charge for the balance i.e. as if their home was priced $100,000 each time. For homes prices over $600,000, we charge a very reasonable commission rate of 1% + $900 for the same full services. The $900 disbursement portion of the commission pays for the typical costs associated with marketing and selling a property.