Ralph Umansky CFP, President of BestPlan Financial Strategies Inc, is an independent life insurance broker with access to a full range of products and services. He has achieved the internationally recognized Certified Financial Planner designation, and is a member of the insurance and financial services industry's elite Million Dollar Round Table organization, Canadian Association of Insurance and Financial Advisors, and Independent Financial Brokers of Canada. Ralph was recently awarded the National Quality Award, for his focused attention on persistency, permanence, stability and quality performance of life insurance services to consumers.As a futurist, Ralph has written over 15 articles on improving small business. He conducts workplace seminars and is available for individual consultation.
Welcome to VP Insurance Brokers, Ltd. Our firm was established for the purpose of providing our clients with outstanding service, product selection and competitive pricing in today's complex insurance industry. We provide competitive quotes for auto insurance, home insurance, life insurance and business/commercial insurance to clients in Toronto, Mississauga, Aurora, Newmarket, Concord, Richmond Hill and other regions of Ontario.
Veerpal Dhaliwal is a dedicated and trusted insurance broker who takes pride in protecting what matters most. With a warm, client-first approach, she offers a full spectrum of insurance solutions — including auto, home, tenant, condo, commercial, business, liability, travel, life, health, critical illness, and disability insurance. Whether you're securing your family's future, safeguarding your business, or planning your next adventure, Veerpal makes the process simple, clear, and stress-free. Fluent in English, Punjabi, and Hindi, she connects deeply with her clients and ensures every policy is tailored with care. With Veerpal by your side, you can feel confident knowing you're in capable, compassionate hands.
We can provide you with hard-working, dependable labour on temporary, temp-to-hire or permanent contracts.We specialize in recruiting and screening potential employees to ensure your business gets the right candidate the first time, every time. We provide staff for the logistics and transportation industries.