Germania Mutual Insurance was incorporated in February of 1878, with the first policy being written in March of 1878. Back in the 1800's insurance was difficult, if not impossible for farmers to purchase. As a result, local farmers got together to form a company that would meet their insurance needs. In those days, each member would sign a "premium note" which showed how much insurance you had and was also the way the company would collect money for the claims it paid out. If there were a claim, each member would be assessed so much money to pay for that claim. The premiums of the many paid for the losses of the few. Later on, some premium was collected ahead of time. If the amount they collected was too much, at the end of the year it would be returned to you. If it was a bad year for claims, the company might need to come back and collect more funds. All members participated in the results for the year. Contact us for more information about joining.
The Financial planning consultants at Raymer Financial-Hollis Wealth in Tavistock offer services such as tax minimization, insurance and more. Our investment options include mutual funds, stocks and bonds, RRSPs, RESPs and TFSAs. Contact us for information about disability insurance.
In 1876 McGillivray Mutual Fire Insurance Company was formed by a group of farmers who wanted to purchase insurance at a more reasonable cost. In 1882 London Township Mutual Fire Insurance Company was formed under similar circumstances. These two Mutuals operated separately until 1998 when they amalgamated to form Middlesex Mutual Insurance Co. When you deal with Middlesex Mutual, you become part of an organization that has been meeting the general insurance needs of the community for more than 100 years. We have grown from only offering fire insurance to offering a full line of insurance products including Commercial, Automobile and Liability. We still operate in many of the same ways that we did back then...local, personal service, policyholder owned and operated.
At Secure Insurance Solutions, we believe that our insurance products can protect you and your family. We hope that you never need to make a claim, but if you do, we're ready to help at one of our 13 local offices established to better serve you. Whether you need personal insurance or commercial insurance, our team includes a large staff of experienced, professional, hometown brokers that will make sure that you understand your insurance options in Hanover. Give us a call today to learn more about our services.
The Co-operators Group Limited is a Canadian co-operative with more than $48 billion in assets under administration. Through its group of companies it offers home, auto, life, group, travel, commercial and farm insurance, as well as investment products. The organization protects over 629,000 lives, 800,000 homes, 1.3 million vehicles, 39,000 farms and 197,000 businesses. It insures 175, 000 employees through Group Benefits plans, offers a wide range of Wealth Management products and provides Credit Lfe insurance to 617,000 Canadians.
The Co-operators is well known for its community involvement. As a co-operative insurer, the organization believes it has a responsibility to help build stronger, safer communities by actively supporting distraction-free driving, mental health, flood safety and sustainability.
The Co-operators is listed among the Best Employers in Canada by Aon Hewitt and Corporate Knights' Best 50 Corporate Citizens in Canada.